From fast-growing startups to established enterprises, our platform powers payments for clients who need speed, flexibility, and control. Whether you're collecting customer payments, managing team expenses, or scheduling payouts to vendors, we're here to simplify your financial operations.
E-commerce & Online Sellers
Turn coffee and community into a digital ecosystem.
CafeOne blends a coffee shop, co-working space, and digital banking hub into one seamless experience. With Embedly's wallet, POS, and customized cards, we have created a payment system that fuels customer engagement through cashback and loyalty rewards.
"Embedly's tools power everything from payments to rewards. Our customers pay with ease and earn instantly. They've helped us drive loyalty, simplify payments, and build a cashless ecosystem that keeps our customers coming back."
- Kelechi Nwaozuzu, GM at Café One
insurance & Healthcare
Turn premiums into peace of mind.
Skydd is redefining insurance in Nigeria with affordable health plans starting at just ₦1,000/month. By integrating Embedly's closed wallet system, they've streamlined premium collection, claims disbursement, and provider payments—making insurance more accessible and efficient for individuals, families, and businesses nationwide.
“Embedly's wallet infrastructure powers our entire insurance ecosystem. It enables seamless transactions, faster claims, and a frictionless experience for our customers. It's the digital backbone of our mission to democratize insurance.”
— Chituru Nsirim, GM at Skydd
Education
Turn education funding into real opportunity.
Edubanc empowers students, teachers, and schools with innovative financial solutions that eliminate funding barriers and unlock access to learning, growth, and institutional development. Powered by Embedly's open wallet system, Edubanc delivers flexible and impactful tools tailored to the education sector.
“At Edubanc, we;re transforming how students, teachers, and schools access financial support—breaking down barriers to education and enabling long-term growth. With the flexibility of Embedly's open wallet system behind us, we’re able to deliver faster, smarter financial solutions tailored to the unique needs of the education sector.”
— Damian Umeasala, GM, Edubanc
Social apps
Connection and creativity blends seamlessly with lifestyle
Fusion brings together community, content, and events in a single app—allowing users to connect, create, and grow. With Embedly's wallet infrastructure, Fusion integrates effortless financial services like transfers, bill payments, and wallet top-ups, creating a smooth and engaging digital experience.
“Fusion is all about empowering people to connect, create, and grow within vibrant communities. Thanks to Embedly's robust wallet infrastructure, we've been able to integrate seamless financial experiences—from instant wallet top-ups to effortless transfers and bill payments—right into the app. It's the kind of backend support that lets us focus on building value for our users every day.”
— Olaide Oyerinde, Product Manager, Fusion
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'Embedly®' is a trading name and registered trademark of Sterling Bank Limited. Registered office: 20 Marina Rd., Lagos Island, Lagos. Sterling Bank Limited is a licensed Bank, regulated by the Central Bank of Nigeria (CBN) and deposits held are insured by the Nigeria Deposit Insurance Corporation (NDIC). Embedly is a subsidiary of Sterling Group PLC.
The entities above are duly authorized to operate under the Embedly brand and trademarks.
The information on this website does not constitute investment advice or a recommendation or a solicitation to engage in any investment activity.
Any interaction with this website constitutes an individual and voluntary operation on the part of the person accessing it. This website and its content should not be understood as an invitation for the contracting and/or acquisition of Embedly's financial services and products.
The information on this website may only be copied with the express written permission of Embedly.
Embedly complies with the Payment Card Industry Data Security Standard (PCI DSS) to ensure your security and privacy. We conduct regular vulnerability scans and penetration tests in accordance with the PCI DSS requirements for our business model.